Consolidate your debt with a refinancing loan
Americans are deeply in debt. As of mid-2019, American borrowers owed a total of $1.4 trillion in student loans and an additional $1.7 trillion in consumer credit…
Does the stock market affect mortgage rates?
Welcome to this new article in which we share with you Does the stock market affect mortgage rates? When there are dramatic fluctuations in the stock market, you may wonder…
CHOICE Mortgage Renewal | How does it work?
Freddie Mac has announced a new home improvement loan program called the CHOICERenovation Mortgage. This product replaces Freddie Mac’s previous renovation mortgages and is very similar to…
Can I refinance without closing costs?
Mortgage refinance loans have fees and closing costs. Is there a way to avoid these fees? Is it possible to refinance without paying closing costs? The answer is yes, although the rest of your…
Today I am going to share with you a very important topic when it comes to buying a house : What is the loan-to-value ratio? Once you ’re serious about…
The essential step before buying a house
You’ve been saving up for a house for a while now , and you want to see what you can get . A quick internet search will reveal some interesting…
Energy Efficient Mortgage Loan Programs
The federal government has been working to help increase homeownership rates for decades. The Energy Efficient Mortgage (EEM) program is one of many FHA programs that help Americans realize their housing…
Medical Loans in Virginia | Advantages and Disadvantages
In this article we share with you an important topic such as Medical Loans. Salaries for medical professionals tend to be much higher than the average American salary, but most…
The Benefits of Mortgage Debt | Credit Score
To purchase a home , most Americans take out a mortgage . While debt is generally avoided if possible, when it comes to a mortgage , there can actually be some financial benefits for borrowers. Liquidity…